Effective Date: 29th September 2025
Last Updated: 29th September 2025
Gaurik FinServ (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data in accordance with the Information Technology Act, 2000, the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 (SPDI Rules), and the guidelines prescribed by the Securities and Exchange Board of India (SEBI) and the Insurance Regulatory and Development Authority of India (IRDAI). We are AMFI registered- mutual funds distributor.
By accessing our website or availing our services, you agree to this Privacy Policy.
1. Information We Collect
We may collect the following information:
a. Personal Information:
- Name, contact details (email, phone, address)
- Date of birth, PAN, Aadhaar, or other identification details (when required by law)
- Employment details, income, and financial goals
b. Sensitive Personal Data or Information (SPDI):
- Financial details (bank account, credit/debit card, investment details, insurance details)
- Passwords or login credentials (if applicable)
c. Non-Personal Information:
- Browser type, IP address, device details
- Website usage through cookies and analytics tools
2. Purpose of Collection and Use
Your data is collected and processed for the following purposes:
- Delivering personalized financial and insurance advisory services
- Fulfilling regulatory requirements under SEBI and IRDAI frameworks
- Executing financial/insurance transactions and maintaining accurate records
- Communicating updates, service-related notifications, and educational content
- Enhancing user experience and improving services
We will not use your personal information for purposes other than those stated without your consent, unless required by law.
3. Disclosure of Information
We do not sell or rent personal information. We may disclose information only:
- To SEBI, IRDAI, or other regulatory authorities as required under applicable laws
- To government agencies, law enforcement, or courts where legally mandated
- To trusted third-party service providers strictly for enabling our services (such as technology, compliance, or payment partners)
- To protect the rights, property, or safety of our clients and Gaurik FinServ
4. Data Security
We implement reasonable security practices and procedures as mandated under Indian IT laws and SEBI/IRDAI guidelines. Safeguards include encryption, firewalls, access controls, and periodic audits to prevent unauthorized access or misuse of data.
5. Retention of Data
We retain your information only as long as necessary to comply with legal, contractual, and regulatory obligations, or to provide services requested by you.
6. Your Rights
You have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate or incomplete data
- Withdraw consent for non-mandatory data processing
- Request deletion of information (subject to legal/regulatory retention obligations)
To exercise these rights, please contact us at contact@gaurikfinserv.com
7. Use of Cookies
Our website may use cookies to improve your browsing experience and analyze site traffic. You can disable cookies in your browser settings, though some website features may not function properly.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for their privacy practices or content.
9. Updates to This Policy
We may update this Privacy Policy periodically to reflect legal, regulatory, or operational changes. Updates will be posted on our website with a revised “Last Updated” date.
10. Contact Us
For any queries, concerns, or complaints regarding this Privacy Policy, please contact:
Gaurik FinServ
Email: contact@gaurikfinserv.com
Phone: +91 9717764500
Address: BPTP Freedom Park Life, Wazirabad Road, Gurugram, 122003