Day: August 31, 2025

For self-employed individuals, managing finances efficiently is crucial as income is often irregular and unpredictable. Liquid funds serve as an excellent solution by offering a safe, flexible, and rewarding avenue for short-term money management. Unlike fixed deposits or savings accounts, liquid funds provide higher returns while maintaining low risk, as they invest in short-term instruments…

Investing in Mutual Funds on behalf of a minor is a smart way for parents to secure their child’s future. In India, a minor cannot directly invest, but parents or legal guardians can open a Mutual Fund account in the child’s name and manage it until the child turns 18. This helps parents start building…

For self-employed people, Mutual Funds can be a very useful way to grow money and plan for the future. Unlike salaried employees, who often get benefits like provident fund or pension from their employers, self-employed professionals need to create their own financial safety net. Mutual Funds help in this by offering many choices such as…

Mutual Funds present a more attractive investment compared to Fixed Deposits (FDs) and the Public Provident Fund (PPF), particularly for individuals seeking long-term wealth creation and inflation-beating returns. While FDs offer safety and assured but modest returns, typically in the range of 5–7% per annum, the interest earned is fully taxable, which further reduces the…